You know it: got up early this morning to wash your hair and blow-dry for that important meeting you have today. And the hair dryer fails at that moment. A new hair dryer can still be paid for, but what about your washing machine? With 3 teenagers in your house, who exercise every day, it is not an electrical device that you can go outside; that drum must turn every day. But this month you are short of cash, and another month without a washing machine is not an option.
Today you can apply for a credit in no time.
The interest rate is unprecedentedly low and there are dozens of credit providers competing with each other to provide you with a loan. You just have to open your laptop to see how many providers you can go to. The trick is to buy credit that is as cheap as possible, and you have to put some time into it. If you do not have that time, we have already listed the cheapest loans for you.
The lower your credit application, the faster it will be in your account. You take out a personal loan for a washing machine. Amounts like a washing machine are often on your account within 24 hours. If you are looking for a higher loan, it can take a few days longer because you often also have to send some documents, such as pay slips. Nowadays the internet makes it super easy for you to find the best provider and take out a loan. But who is the best provider for you?
This is the lender that charges you the lowest rate, so you have to pay as little as possible on top of your loan. The best rate is usually the lender with the lowest annual cost percentage, so the interest plus the borrowing costs in one percentage. The Belgian government has made it compulsory for every money provider to place this JKP clearly on its website. This way you will not be faced with surprises when applying for a loan. Every legitimate money provider also has a license, obtained from the government.
A loan for a washing machine can often be repaid quickly, and a short duration reduces the costs. For example, if you need a car loan, you usually pay over a longer term; in that case it is also often about larger amounts. You must always compare various lenders for any loan whatsoever. That is the way to get a good idea of what is going on in the market and who is offering the cheapest loan.
You can easily click on the various providers to request a quote.
You then come to the websites of the providers, where you can perform free loan simulations to see what your monthly installment will be. Applying for a credit has never been easier; you don’t even have to leave your seat there, and often you can take out the loan online right away. No hassle.